Up to $10,000 in monthly benefits

Your needs for income protection can be satisfied with as little as $400 or as much as $10,000 a month. You can apply for coverage that's about 60% of your net monthly earned income, taking into consideration any other disability coverage you have inforce or have applied for with another insurance carrier.
Why 60%? That's usually a good estimate of your take-home pay (after taxes) every month while working. Receiving that amount of monthly benefit means you won't likely suffer a dramatic drop in your after-tax income just because you're disabled and can't work. Under current tax laws, most Plan benefits are free of Federal income tax as long as you pay your premiums with personal funds.
If you become disabled, this Plan can help replace the income you earned previously as a practicing dentist. The monthly dollar amount (or benefit) you could receive will depend on several factors: the severity of your disability (total or partial), your monthly Income Protection coverage amount, any other disability income coverage you may have, and your net monthly income prior to disability. -->
Important note: Under the ADA Income Protection Plan, you will not be forced to work in another career. In other words, your eligibility for benefits will never be determined based on your capacity for work in another occupation. (See the purpose of disability income insurance to understand why.) Also, you will not be required to undergo rehabilitation for dentistry or any other occupation, and you can always voluntarily pursue another job as a way to generate income and/or stay active, without that income adversely affecting your eligible benefits under this Plan. Most importantly, the choice to pursue another occupation is entirely up to you: Even if you do pursue another career while disabled, you can change your mind at any time — no questions asked — and still be eligible for full benefits.