Own occupation" coverage protects you as a practicing dentist

This Plan defines disability on an "own occupation" basis. Benefits are payable if an illness or injury renders you unable to practice in your special area of dentistry (including general dentistry or one of the ADA-recognized specialties). Your benefits aren't reduced just because you choose to work in another occupation — an important distinction that maximizes your potential to replace your pre-disability income.
Benefits can be paid on this basis until you turn 65 (or for up to 2 years if you're disabled between ages 63 and 70) — regardless of your age at the time of disability. This is an extremely generous provision, since many other plans that provide "own occupation" coverage will limit benefits to just a few years and then switch to a much more stringent "any occupation" definition of disability that makes it harder for you to qualify for benefits.
It's important to understand that the "own occupation" definition of disability determines when you are eligible to receive benefits, not how much you can collect or for how long. As long as you cannot work as a dentist due to disability, you would be considered disabled under this Plan.